BUSINESS INSURANCE

You need to have insurance for your business, even if it’s a home-based business or you don’t have any employees.

You may need more than one type of policy, and you might need additional coverage as your business grows.

In the State of Wisconsin, workers’ compensation insurance is required by law if you have employees.

An insurance agent can help determine what coverages are appropriate for your business and find policies from insurers that offer the best rates.

Liability insurance protects your business against third-party claims of bodily injury, property damage and personal injury such as defamation or false advertising.
Property insurance covers the physical assets of your business, including your office space, equipment and inventory.
Business interruption insurance pays for the loss of income if your business is forced to close temporarily due to a covered event such as a natural disaster.
Product liability insurance protects against claims that your products caused bodily injury or property damage.
Employee practices liability insurance covers claims from employees alleging discrimination, sexual harassment or other wrongful termination.
Workers’ compensation insurance covers medical expenses and income replacement for employees who are injured on the job.